ElevenStack PaymentsTransparent pricingBranded checkoutSupport: support@elevenstack.cc

Rates that make sense — and tools that save time.

Most processors only move money. ElevenStack builds the system around your business: payments, invoices, reminders, and Forms→Payments automation.

Get a quote See full comparison
* Actual pricing varies by business type, volume, card mix, and risk profile. We’ll confirm after underwriting.

Quick snapshot

Here’s what most businesses care about when they ask “what are your rates?”

Real savings usually come from card mix + per-tx fees
Example pricing
~2.4% + $0.10
Common target for many standard retail/service businesses.
Branded invoicing
Included
Invoices + hosted payment links that match your business.
Underwriting
Done right
We set it up correctly so you can scale without surprises.
Example volume
$50,000 / mo
If you’re around this range, a statement review is worth it.
Example savings
$550 / mo
Approx. vs a 3.5% effective rate.
Plus operational savings
$6,600 / yr
Automation (invoices + reminders + Forms→Payments) saves admin time too.

Lower your processing cost with Dual Pricing

Many businesses choose a setup where customers see a cash price and a card price. Card transactions cover the processing cost — so you keep more of every sale.

Done correctly: transparent + compliant
Dual Pricing (best all-around)
You post a cash price and a card price. Customers can pay either way — and card transactions include the cost of acceptance.
  • Great for restaurants, retail, convenience, service businesses
  • Clear on receipts + signage (customers aren’t surprised)
  • Helps reduce processing expense without changing operations
Surcharging (credit only)
A separate fee is applied to credit card transactions to offset acceptance costs (debit is typically excluded).
  • Common for professional services + higher ticket sales
  • Must be disclosed clearly at the door/checkout + on receipts
  • Rules vary by state/card brands (we verify before enabling)
Compliance matters:Dual Pricing and credit surcharging are permitted in many states, including Indiana, Illinois, Michigan, and Wisconsin — but rules vary by state and card brand. Debit transactions are typically excluded, and clear disclosure is required. ElevenStack verifies eligibility, sets proper signage and receipt language, and configures your POS or terminal the right way before anything goes live.
Get started with Payments Ask about Dual Pricing
ElevenStack Payments

Pricing & Checkout Comparison

Most processors only move money. ElevenStack builds the system around your business — payments, invoices, automation, and tools that reduce admin work.

Example rate: ~2.4% + $0.10Support: support@elevenstack.cc
ElevenStack Payments
Ecosystem-first payments + tools
Best for operators
Typical Processor
Payments only — tools cost extra
Quick DIY setup
Feature
Transaction rate (example)
ElevenStack
~2.4% + $0.10 (example)
Typical
Often 2.9% + $0.30
Branded invoices & checkout
ElevenStack
Fully branded invoices + hosted pay links
Typical
Limited branding / generic receipts
Forms → Payments integration
ElevenStack
Built-in with ElevenStack Forms
Typical
Separate tools / extra subscriptions
Recurring billing
ElevenStack
Supported
Typical
Supported (varies)
Automated reminders
ElevenStack
Included
Typical
Often add-on / not included
Dashboard visibility
ElevenStack
Real-time dashboard + business tools
Typical
Payments-only dashboard
Support model
ElevenStack
Direct support (support@elevenstack.cc)
Typical
Ticket queues / layered support
Risk controls
ElevenStack
Underwriting + business-first setup
Typical
Automated reviews can cause holds
Checkout experience
ElevenStack
Clean checkout + branded payment page
Typical
Generic provider-branded flow
Monthly volume
$50,000
Estimated monthly savings
$550
(example vs 3.5%)
Estimated annual savings
$6,600
Plus operational savings from automation
Want a side-by-side quote?
We can review your current statement and show the savings and upgraded checkout experience.
Email ElevenStack Support
Savings Calculator

Calculate your potential savings

Most businesses overpay on processing. Plug in your monthly volume and current effective rate to see what you could be keeping with ElevenStack Payments.

$50,000
$1k$1M
3.5%
1.0%6.0%
How to find your “effective rate”
On your processing statement, find Total Fees (discount + txn + monthly fees) and Total Volume. Then:
Effective Rate = (Total Fees ÷ Total Volume) × 100
Example: $1,750 fees ÷ $50,000 volume = 0.035 → 3.5%

Monthly savings

$550

Estimated vs ~2.4% effective rate

Annual savings

$6,600

A quick statement review makes this precise

Get Started With ElevenStack Payments

Secure application • No obligation • Takes about 2 minutes

Estimated monthly fees based on the effective rates entered.

FAQ

Quick answers you can send when people ask about rates.

Do you have contracts?
We focus on earning your business by delivering value. Most setups are not long-term lock-ins, but specifics can vary by solution and underwriting.
Is 2.4% + $0.10 guaranteed?
It’s a common target for many businesses, but final pricing depends on business type, volume, card mix, and underwriting.
Can you beat my current provider?
Often, yes — especially when you’re paying high per-transaction fees or a high effective rate. Send a recent statement and we’ll show the math.
What do you need for a quote?
Business name, monthly volume, average ticket, and whether you take in-person, online, or both. A statement helps us be precise.
What’s the difference between Dual Pricing and surcharging?
Dual Pricing shows a cash price and a card price. Surcharging applies a separate fee to credit transactions (debit is typically excluded). We’ll recommend the best fit based on your business and local rules.
Is passing the fee allowed?
It depends on state rules and card brand requirements. We verify eligibility and set up signage, receipts, and POS/terminal configuration correctly before enabling anything.
Want a statement review?
We’ll compare your effective rate, per-transaction fees, and hidden costs — then show the savings.
Email a statementView ElevenStack pricing
Support: support@elevenstack.cc • ElevenStack Payments